The commerce programs combine economics and the various sub-disciplines of business and management enabling students to develop analytical skills and gain knowledge of institutions. This background is useful for solving problems and making decisions in business and government environments. Commerce graduates frequently become professional accountants, economists, actuaries, financial analysts, marketing analysts, managers of firms and government, or proprietors of small businesses. Some commerce students choose to do post-graduate studies; law schools and MBA programs have been favoured by recent graduates. The Specialist Program in Accounting allows students to complete the prerequisite studies for professional accounting qualifications (e.g. CA, CMA, CGA) within the BCom. There are also Specialist Programs in Finance, Human Resource Management and Marketing. Commerce students have the opportunity to participate in an international exchange program during third year. This is an excellent opportunity for students to enhance their university experience through living and studying in a new and different environment. Exchange programs give commerce students valuable international experience necessary in today's global marketplace.